Terms of Use

Welcome to NRIClub.com. By accessing or using our website and services, you agree to be bound by these Terms of Use. If you do not agree, please do not use our platform.

1. Eligibility and Account

Our services are intended for Non-Resident Indians (NRIs) and others interested in NRI-related services, including users in the USA, Canada, and the UK. You must be at least 18 years old and provide accurate information when registering. You are responsible for keeping your account credentials secure and for all activity under your account.

2. Use of the Platform

You agree to use NRIClub only for lawful purposes and in accordance with these terms. You must not:

• Use the site in any way that violates applicable laws in your jurisdiction (including India, USA, Canada, or UK).
• Impersonate others or provide false information.
• Attempt to gain unauthorized access to our systems, other accounts, or third-party services.
• Transmit malware, spam, or any harmful or disruptive content.
• Use the platform to harass, defame, or harm others.

3. Services and Third Parties

NRIClub connects users with community features, information, and third-party service providers (e.g., legal, tax, property management). We do not provide professional advice. Any engagement with third-party providers is between you and them. We do not guarantee the quality, outcome, or legality of third-party services. You are responsible for your own due diligence and decisions.

4. Content and Intellectual Property

Content on our site (text, graphics, logos, layout) is owned or licensed by NRIClub and is protected by intellectual property laws. You may not copy, modify, or distribute our content without our written permission. You retain rights to content you submit; by submitting, you grant us a license to use it to operate and promote our platform.

5. Disclaimers

Our website and services are provided "as is." We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. Information on the site (including tax, legal, or financial) is for general reference only and does not constitute professional advice. You should consult qualified professionals for your specific situation.

6. Limitation of Liability

To the fullest extent permitted by law, NRIClub and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of or inability to use our platform or any third-party services. Our total liability shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

7. Indemnification

You agree to indemnify and hold harmless NRIClub, its officers, directors, and agents from any claims, damages, or expenses (including legal fees) arising from your use of the platform, your violation of these terms, or your violation of any third-party rights.

8. Termination

We may suspend or terminate your account or access at any time for violation of these terms or for any other reason. You may close your account by contacting us. Provisions that by their nature should survive (e.g., disclaimers, limitation of liability, indemnification) will survive termination.

9. Changes

We may update these Terms of Use from time to time. The "Last updated" date will reflect changes. Continued use of the platform after changes constitutes acceptance. We encourage you to review this page periodically.

10. Governing Law and Contact

These terms are governed by the laws applicable to NRIClub's operations. For questions, contact us through our Contact page.